Credit Analytic Supervisor

About Us

Job Description

Requirements

• ●Bachelor Degree in management, finance and banking, and accounting
• ●Minimum 4 – 5 years experiences relevant working experience with MFI or Bank (Fintech in a plus)
• ●Honesty, initiative, flexibility, high commitment and good inter-personal and communication skills.
• ●Good working knowledge of computers (Ms. Office & Internet).
• ●Ability to effectively communicate in English and Khmer.
• ●Good understanding of Cambodian micro finance rules and regulations real estate and contract law.

Responsibilities

• ●Handle and oversee credit assessment department for loan disbursement planning and prepare policies, procedures and strategies for company
• ●Responsible for credit marketing and assessment for new and existing loan portfolios.
• ●Assess the loan application submitted by the Credit support team to ensure the data, information and relevant documents and recommend to the loan committee for approval or rejection.
• ●Find potential clients to get the loan products and services in their geographic areas or boundaries.
• ●Analyze borrowers’ business plan and financial flows to get more and more reliable data and information related to their businesses income and family status. Assess and evaluate borrowers’ properties with the up to date market price and check the legal ownership.
• ●Educate the credit rule and policies strictly to borrowers before processing the loan documents.
• ●Set up the plan with the Operation Manager for loan disbursement projection as monthly, quarterly and annually basis.
• ●Closely follow up the borrowers on their business change or any problems then report to the direct supervisor for taking early action on time.
• ●Work closely with the marketing and product development team to research competitor business strength and weakness and new product development.

How to Apply